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Medical Evacuation Insurance Makes Emergency Care Affordable

May 10, 2011 by Templeton

Have you ever considered what you would do if a serious medical emergency struck you while you were traveling? In extreme emergency situations, you may not be able to transport yourself or a loved one to the hospital. In those instance, you will need the assistance of a helicopter or an airplane. When those situations occur, it is important that you have medical evacuation insurance to keep costs in line.

Whether you are traveling for business or for a family vacation, medical emergencies can strike when you least expect them. Auto accidents, falls, sports accidents, and other mishaps can leave to serious injury, including concussions, breaks and fractures, internal bleeding, and loss of consciousness, just to name a few potential problems. Those debilitating injuries are so serious that you will not be able to get yourself to the hospital if you are suffering from them.

Thankfully, help can be obtained in the form of medevac processionals These are specially trained doctors and nurses who can handle the pressure of treating your condition while in flight. The care given by medevac professionals is superb, but it can also be extremely expensive, since these are highly trained staff members using expensive aircraft.

But a medical evacuation insurance policy will keep your costs down, allowing you to get the care you need without suffering severe financial consequences. This is especially important when traveling abroad, because your domestic policy may cover medevac needs occurring within your country (check your plan for details) but it definitely will not when traveling abroad. Don’t take a risk with your finances when a simple, effective solution can keep your costs in line.

Filed Under: Medical evacuation insurance

Adventure and Intrepid Travel: Know Your Limits

May 7, 2012 by loui

Wherever you travel it is important to know your own limits and how your physical fitness and health affects what you can do and how you can enjoy your vacation. When you are taking part in a trekking trip, or a diving holiday, or other forms of adventurous, intrepid travel it is even more important to understand your physical limits. If you are taking part in an adventure trip, add emergency evacuation insurance to your cover. It’s always a good idea to prepare for the worst with medical evacuation insurance – you may never need to use it, but the insurance could save your life and your money.

Travel is exciting and you may be more active than normal, but it shouldn’t be painful or dangerous. Travel can also be very tiring, especially if you visit a destination far from your home country. You need to adjust to a different time zone, a new climate, and a different routine – this can take a toll on your body. When you are tired you are more likely to fall ill and you increase your risk of injury.

Have a physical examination before you go. Your physician can check you are in good health and able to make the trip as planned. If you have recently suffered a major illness, or you are recovering from surgery, consider postponing your adventure trip until you are full recovered. It is not worth risking your future health when you will enjoy the trip much more when you are fully well.

Make sure you are prepared for the physical activity on your trip – if needed, get in shape with exercise and training before you go. Be aware of how much you can do. If you can walk for five hours a day, make sure you don’t end up walking for eight hours. If you can’t deal with the heat, don’t book a vacation in tropical climates where you will be active outdoors. Knowing yourself is the key to a healthy and fun adventure trip.

Filed Under: Medical evacuation insurance

Cut Your Risk of Vacation Illness: Healthy Flying

April 30, 2012 by loui

Make sure you don’t land at your destination in bad health. Flying is stressful and hard on your body – take some simple steps to keep healthy in the air and reduce your chances of sickness caused by flying. If you pick up a dangerous bug while you are flying, you are more likely to need to use your emergency evacuation insurance in the first few days of your vacation. Keeping healthy and fit cuts your chances of needing to call on your travel insurance or your emergency medical evacuation insurance. Plus, if you arrive rested and well you are less likely to get into an accident while driving or walking, caused by exhaustion or lack of concentration.

Before you get on the plane, make sure you have been strengthening your immune system for a few weeks prior to your trip. Get enough exercise, eat a healthy diet with plenty of fresh fruit and vegetables, and cut your intake of sugar and unhealthy fats. A strong immune system makes it less likely you will catch the colds and other viruses that other passengers are harboring.

Before you fly, make sure you have enough sleep. You may not get much sleep on the plane so at least make sure you are not exhausted before you start. The same goes for alcohol – don’t overdo it the night before. Flying while hung-over is a recipe for a bad experience. Drinking when flying can be bad for your health because the alcohol affects you more seriously in the air. Be careful not to drink too much.

Take healthy snacks with you to eat while you are waiting in the airport or traveling to the airport. Don’t rely on chocolate or chips to get you through the hours. Take food that fuels you as well as brings health benefits, like nuts, fruits and cereal bars. Drink plenty of water to avoid dehydration.

Filed Under: Medical evacuation insurance

What to Look for in a Medical Evacuation Policy

April 22, 2012 by loui

Medical evacuation insurance is something to consider whether you are traveling to Africa or Australia – for such an economical policy, an evacuation medical insurance plan can bring great benefits. The cost of an emergency medical evacuation can be so high it is worth spending a little cash on a policy that protects you from huge medical bills, and may also help save your life. But don’t buy emergency medical evacuation insurance without looking at the policy and asking yourself some key questions.

Look at the insurance’s regulations about where you will be evacuated should the need arise. There are a few things that could happen if you need medical treatment – will the insurance company decide where you will be taken, and consequently you will be transported to the nearest appropriate facility? Or will you be able to decide to be taken to a hospital closer to your home or to other family members?

Secondly, who is it that decides you need to be evacuated for medical reasons? Different insurance policies say different things about this matter. Some policies allow you, or your appointed personal representative, to make the decision regarding evacuation. However, in other policies it says that the insurance company or their representatives will make the call.

Other things to consider when buying an emergency medical evacuation insurance package, if they apply to you, are pre-existing conditions clauses and upper age limits. If you are older or have not been in good health it is helpful to check the policy details to make sure you will be covered. Another thing to consider is whether there is an upper limit on how much the evacuation costs. These policies are generally designed to cover the often very high cost of an emergency evacuation but it is a good idea to check exactly how much you are covered for.

Filed Under: Medical evacuation insurance

Are Emergency Evacuations Always So Expensive?

April 16, 2012 by loui

Q: I was visiting Mexico with my family last vacation and my grandma fell ill with a serious medical emergency. She had to be taken back to the United States by air ambulance because the hospital in Mexico couldn´t give her the treatment she needed. The emergency evacuation cost over $50,000! Is emergency medical evacuation always so expensive?

A: This may seem like an unreasonable amount, but this is what emergency medical evacuation costs. Transportation to a suitable medical facility can cost upwards of $50,000, depending on where in the world you are.

The cost of the evacuation also depends on the condition of the person who falls ill or is injured. Because the cost of evacuation insurance is low in comparison to the cost of an evacuation, we always recommend taking out insurance.

This kind of insurance is essential whenever you travel outside of the United States. It’s always a good idea to prepare for the worst– you may never need it, but it could save your life and your money.

Filed Under: Medical evacuation insurance

Student Traveling Abroad? Insurance is Your Responsibility!

April 10, 2012 by loui

Maybe it’s not the most exciting thing to think about when you are planning the trip of a lifetime, but medical evacuation insurance is one of the essentials. It’s your responsibility to consider medical evacuation travel insurance – if you travel uninsured, you could end up paying over $50,000 for a medical evacuation back to the States!

That’s not something you can include in your student budget. But you can include travel insurance with a medical evacuation policy. Travel insurance is economical and it could end up saving you a lot of money.

Medical treatment and care abroad can be very expensive, and it’s even more expensive to be airlifted to hospital or home. Plan benefits include the cost of transporting you to a medical facility, as well as the travel expenses of a friend or relative who comes from home to help you.

The US embassy in country may be able to help you in locating medical services and notifying relatives at home after you fall ill or have an accident. But the responsibility of paying your medical expenses is yours – don’t travel uninsured.

Filed Under: Medical evacuation insurance

Insurance: Have You Considered Everything?

April 2, 2012 by loui

When you’re heading off on a trip of a lifetime, make sure you have considered everything before you leave. Whether you travel to a developing country, to the United States or to Australia make sure you haven’t forgotten about your medical evacuation needs. It’s always best to prepare for the worst with medical evacuation insurance – you may never need it, but it could protect your life and your bank balance.

Check your insurance policy. Does it pay for a medical plane to airlift you home or to a suitable medical facility if there is not one close by?

Does your insurance transport you by ambulance to a better hospital if you need it? And does your travel health insurance policy cover the cost of medical treatment when you get to the hospital?

A comprehensive policy does all this and more. You should consider every eventuality before you travel to make sure you are protected should the unthinkable happen.

Filed Under: Medical evacuation insurance

Difference Between Political and Emergency Medical Evacuations

March 26, 2012 by loui

Travel to many parts of the world can be more eventful than you expected. You may need to be evacuated from the country you are travelling in, or flown to a different part of the country. What is the difference between evacuation for medical reasons and evacuation due to political or environmental crisis? What does it mean for your insurance coverage?

You may have to leave the country before you plan to because there is a political emergency, terrorism or an environmental disaster like an earthquake. When this happens the US Embassy directs operations to remove US citizens from the country if they deem it to be necessary.

This type of evacuation is different to a medical evacuation. If you are injured or seriously ill you may need to be transported to a suitable medical facility or you may need to be flown home. This is an emergency medical evacuation and it can occur regardless of the political and environmental situation in the country.

Medical evacuations are covered by your medical evacuation insurance policy. If you choose to be evacuated in the case of a political or natural disaster you will normally need to pay a part of your evacuation costs back to the government.

Filed Under: Medical evacuation insurance

Tips for Traveling in the Desert

March 19, 2012 by loui

A trip to the desert can be one of the highlights of your year, whether you are travelling to the Sahara or to the Sonora. But travelling in the desert can be challenging, even for fit and experienced travelers. Take a look at the following tips for a smooth trip, and make sure you have emergency evacuation insurance before you go. Any adventure trip should be protected with emergency evacuation insurance back-up.

Make good plans in advance when you are travelling in the desert. Make sure that people know where you are going and when you are due back, even if you are travelling with a tour guide. Check the weather and pack accordingly.

Make sure you drink enough water when you are in the desert. It is easy to be dehydrated and fall sick. Also make sure to keep your energy up with regular small meals.

Dress for extreme changes of temperature. The desert will be very hot during the day but the temperature can drop dramatically as soon as evening falls. You need a good quality hat and sunglasses as well as a warm jacket.

Filed Under: Medical evacuation insurance

Safety Tips for Wilderness Areas

March 12, 2012 by loui

Visiting wild areas and national parks is one of the most exciting and adventurous trips you can take. But how do you keep safe? Don’t forget travel insurance with medical evacuation coverage. If you’re planning a trip abroad to a wilderness area it’s always good to prepare for the worst with medical evacuation insurance – you probably won’t need it, but it could save you.

Firstly, remember that wilderness areas are always home to wild animals. Respect the animals and never approach or provoke animals you may meet in the wild – be especially careful not to surprise a female animal with her young. Keep a safe distance and never feed them.

Don’t walk or hike alone, try to go with a companion and don’t let children walk off by themselves. Don’t run on trails through wildlife areas as the movement may startle the animals.

Stay on recognized paths and avoid taking shortcuts through the wild. When you’re hiking, make sure you take enough water and the right clothes that will protect you in the environment you’re trekking through.

Filed Under: Medical evacuation insurance

Older Travelers and Emergency Medical Evacuation Insurance

March 5, 2012 by loui

Many of the world’s most extreme and adventurous places are now being explored by people near retirement age. Older travelers need emergency evacuation insurance as much as younger travelers, if not more Emergency evacuation insurance is a travel essential when visiting remote and challenging locations.

The traditional image of retires on vacation is a couple lying by the pool, or taking a bus trip through a US state. But nowadays we are much more likely to see older travelers heading off on adventurous trips that were once reserved for the younger generation.

The number of older travelers taking hiking vacations in remote locations is rising. And so too is the number of older people backpacking in South East Asia, or riding the trans-Siberian railway.

Older travelers have the same wanderlust as their younger counterparts, and also want to stretch their retirement money as far as it will go. Both older and younger holidaymakers want inspiration and excitement on their vacation.

Filed Under: Medical evacuation insurance
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