International students in the US or international travelers in foreign countries seek emergency evacuation insurance to cover the costs of being air lifted or transported to an adequate medical facility in event of an injury or sickness. International Students on F1 or J1 visas are required by their institutions to have emergency evacuation insurance.
Typically emergency evacuation insurance does not provide coverage for treatment of sickness or an injury. The focus of emergency evacuation insurance is to cover for transporting the sick/injured to a medical facility; and if there is a death, then to cover for costs to return the corpse to the home country.
Typical plan benefits can include coverage for:
- Medical Evacuation: the cost for transportation of the sick or the injured to a medical facility; it can include costs for ambulance (air or road), medical personnel etc.
- Repatriation: when a person passes away while overseas then the policy can pay for the cost of preparing the corpse and transporting it back to the home country
- Accidental Death & Dismemberment: certain lumpsum payments when the insured dies in an accident or loses a limb
- Emergency Re-union: travel and lodging expenses of a relative/friend to accompanying the insured during the evacuation or traveling from the home country to be reunited with the insured
- Political Evacuation: transportation to the nearest place of safety or insured’s home country when the US Department of State issues a travel advisory that becomes effective or is in effect on or after the insured’s date of arrival,
You can review the emergency evacuation insurance plans at http://emedicalevacuationinsurance.com/plans/
Related Insurance
Parents and family of international students can consider visitor health insurance and visitors medical insurance during their stay in the US.
Review international student health insurance plans if one is seeking coverage for health expenses, medical evacuation and repatriation expenses