Many travelers and students have health insurance that can protect them overseas but very few will have emergency travel evacuation insurance to cover the costs of being transported to a hospital in the event of an injury or sickness. International Students & Cultural Exchange program visitors on F1 or J1 visas are required by their institutions to have travel evacuation insurance.
Travel evacuation insurance is designed to primarily cover for the costs for transporting the sick/injured to a medical facility and if there is a death then to cover the costs to return the corpse to the home country. They usually exclude coverage for expenses resulting from treating a sickness or injury.
Typical plan benefits can include coverage for:
- Travel Evacuation: the cost for transporting the sick or the injured to a hospital; it can include costs for air ambulance
- Repatriation: when a person dies overseas then the plan can pay for the cost of preparing the bodily remains and transporting it back to the home country
- Accidental Death & Dismemberment: certain fixed payment amounts when the insured dies in an accident or loses a limb or limbs
- Emergency Re-union: travel and lodging expenses of a loved one during a medical evacuation
- Political Evacuation: transportation to the nearest place of safety or insured’s home country when the US Department of State issues a travel warning
You can review the travel evacuation insurance plans at http://emedicalevacuationinsurance.com/plans/
Related Insurance
Parents and family of international students can consider visitor health insurance and visitors medical insurance during their stay in the US.
Review international student health insurance plans if one is seeking coverage for health expenses, medical evacuation and repatriation expenses